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its money back; that’s all,” he said. “There’s plenty of reasons why a bank wants money⁠—same as anybody else.”

“But suppose I’d borrowed of a bank and was a good customer, and the bank knew I had plenty of property to cover the loan, would the First National, for instance, ever worry me to pay it, if they knew I only needed a little time to get all I owed it?”

“Not unless we thought you mightn’t be as able to pay us as well later on as when we ask for it,” the old man answered. “You’d be all right as long as the First stood by you. The First’ll protect a customer long as anybody; and the others all follow our lead. What in time’s the matter with you? You plannin’ to borrow money? Geemunently! I should think you’d be able to put up with what you get out o’ me!”

His voice cracked into falsetto, as it often did nowadays; but the vehemence that cracked it was not intended to be serious; he was in a jocular mood; and the conversation reassured her, for he was one of the directors of the “First”; and if Dan were really in difficulties and the bank meant to increase them, she thought her father would have seized upon the occasion to speak of it triumphantly. Indeed, he had once angrily instructed her to wait for such an occasion. “You just wait till the time comes!” he had said. “You sit there crowin’ over me because I used to prophesy Dan Oliphant was never goin’ to amount to anything, and you claim all this noise and gas proves he has! You just wait till the day comes when I get the chance to crow over you, miss! You’ll hear me!”

She was convinced that he wouldn’t have missed the chance to crow. Nevertheless a little of her uneasiness remained, and was still with her, two weeks later, when she went with Harlan to the concert of the new symphony orchestra, on an evening so drenched with rain that she inquired with some anxiety if his car was amphibious.

“If it can’t swim I’m afraid we won’t get there,” she said, as they set off upon the splashing avenue. “Judging by the windows, we aren’t in an automobile, but in one of those tanks that take pictures of ocean life for the movies. I’m not sure it’s a tank though; the old avenue has turned into a river, and perhaps we’re in a side-wheel steamboat. I’m afraid this’ll be bad for your attendance. You’ll have a big deficit to make up in reward for your struggle to make us an artistic people.”

There was to be no deficit, however, she discovered, as they went to their seats in the theatre Harlan’s committee had taken for the concert;⁠—interest in the new organization and in the coming of the renowned Venable had been stronger than the fear of a wetting. The place was being rapidly filled, and, glancing about her, Martha saw “almost everybody and a great many others,” she said.

Not far away from where she and Harlan sat, Lena was in a box with George McMillan. The other seats in the box were vacant; and Lena, sitting close to the velvet rail, and wearing as a contrast to her own whiteness a Parisian interpretation of Spanish passion, in black jet and jet-black, was the most conspicuous figure in the theatre. She leaned back in her chair, her brilliant eyes upon the stage, though there was nothing there except a piano and a small forest of music stands; and Martha thought she looked excited⁠—music was evidently a lively stimulant for her. Her brother, not quite so much within the public view, and possibly wishing his sister were less vividly offered to that view, appeared to the observing Martha as somewhat depressed and nervous. There was no conversation between the brother and sister, though he glanced at Lena from time to time, from the side of his eye.

Martha wondered where Dan was. He would prefer a concert by Sousa’s Band to the French and Russian programme set for this evening, she knew; but the opening of “the Symphony” was in its way a civic occasion; one for which the credit was in some part due to his brother; and she had expected him to be there. “Isn’t Dan coming?” she asked Harlan.

“I think so.”

“Do you think he’s worried about business lately, Harlan?”

“No, I don’t think he ever worries about anything.”

“Oh, but you’re wrong!” she said quickly. “You don’t know him; a man can’t sacrifice everything to just one object in life, as he has, all these years, and not worry about it. I know your mother worries about him. She says he never takes any care of himself, and it’s beginning to tell on him. But I mean are there any⁠—any rumours around town that he’s in some sort of business difficulty, or anything like that?”

“No; I think not. At least I haven’t heard of anything like that being more prevalent with him than usual. He’s always up and down, either up to his neck or riding on the crest⁠—that’s his way, and I don’t believe he’d enjoy himself otherwise. The only thing he could talk about when I saw him yesterday at home was his new house. It’s finished at last; and they’re going to move into it. Mother’s sold our old place, you know, and the wrecking will begin next week. Pleasant for you!”

“Oh, I’m trying to get father to go, too,” she said. “He’s terribly obstinate, but with the house on the other side of us rebuilt into an apartment, and now your mother’s to be torn down, he’ll have to give in. We’ll have to move out to northern Ornaby like everybody else. You’ll have to come, too, Harlan.”

“Thank you,” he said. “I’ve been waiting a good many years for that invitation. May I make an appointment with your father for tomorrow morning?”

She laughed, blushed, and touched

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